Universities Superannuation Scheme (USS)

With over 400 participating employers, USS is one of the largest and most stable pension schemes in the UK

Final Salary Scheme

USS is a final salary pension scheme, meaning that benefits are calculated using your service and your salary close to retirement.

Low cost

Members pay 6.35% of salary into the scheme, but after tax relief and a reduction in NI, the cost is substantially less. Your employer pays the bulk of the cost of providing the benefits, currently 16% of salaries.

Protection for you and your dependants

Every member is covered for 3x annual salary life assurance, and incapacity cover is also included.

Flexibility

Flexibility if you change employer or leave USS. Flexibility to save more towards your pension through USS or through Prudential.

Member resources

• Member guide

  View or download a copy of the USS Guide for Members and associated factsheets here

• Pension modellers & calculators

  A suite of tools to help you calculate your benefits and plan for your retirement

• USS Pensions TV

  Take a look at Pensions TV, a selection of video presentations covering a variety of topics

• Member presentations

  Learn more about USS directly at your place of work by attending a USS seminar

If you have any questions or comments  contact USS

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