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Universities Superannuation Scheme (USS)

Universities Superannuation Scheme (USS) is the principal pension scheme provided by Universities, Higher Education and other associated institutions for their employees.

News & Updates

  • USS hires Mel Duffield for new role

    Mel Duffield is joining Universities Superannuation Scheme Ltd (USS) in a newly created role in the policy and external affairs team.

    1 Dec 2014

  • USS statement on the UK Stewardship Code- September 2013

    USS has long practised the principles of the UK Stewardship Code and was a founder signatory in 2010. The fund participated in the development of the Stewardship Code through written submissions and meetings with regulators including the Financial Reporting Council.

    18 Sep 2013

  • Major Pension Funds and Investors lead rethink on Boardroom Pay

    On Monday, 18 November 2013 USS Investment Management alongside Hermes Equity Ownership Services (Hermes EOS), the National Association of Pension Funds (NAPF), BT Pension Scheme and RPMI Railpen published the revised and final version of the “Remuneration Principles for building and reinforcing long-term business success”.

    7 Feb 2013

more news...

Joining USS?

  

If you join a university, college or other USS employer (to see full list click here) in a role that qualifies for USS membership, you will automatically enter the scheme.

There are two sections of USS, the Final Salary section and the Career Revalued Benefits section.

Watch this video to learn more:

Please click here for more information on which section of the scheme you are eligible for.


Don't miss out!


USS is a very valuable benefit, to which your employer will make substantial contributions. Make sure you benefit, take a look at our publication ‘5 good reasons to be a member of USS’.

Pensions scams – don’t get stung


Have you been contacted with a tempting offer? ‘One-off pension investments’, ‘pension loans’ or upfront cash are being used to entice savers to transfer pension benefits out of their existing arrangement. For most people the offers will be bogus and you will probably lose most, if not all, of your savings. As well as losing most of your savings, you may also receive tax charges of over half the value of your pension for taking an ‘unauthorised payment’.

A lifetime’s savings can be lost in a moment.

Check the facts before you make an irreversible decision.

Visit this website, run by the Pensions Regulator, to find out more www.pension-scams.com

Member resources


Scheme Funding

You can find information about the trustee’s integrated approach to scheme funding and updates on the 2014 actuarial valuation here.

 

  • Member guide

    View or download a copy of the USS Guide for Members and associated factsheets here

  • Member presentations

    Learn more about USS directly at your place of work by attending a USS seminar

  • Financial Advice

    Click here for information about financial advice and a suggested source for an advisor.

If you have any questions or comments; contact USS

 

Benefit modellers

Click on the relevant link below, depending on which section of the scheme you are a member of.

Career Revalued Benefits section benefit modeller

 

Important - if you have not yet received a benefit statement this will not be suitable. Another version is available here.

Final Salary section benefit modeller and online statement

More online tools are available below

Final Salary online benefit tools
A suite of other tools are also available to help you calculate your benefits and plan for your retirement.
 
Career Revalued Benefits section online tools
A range of online tools for members of the Career Revalued Benefits section.

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