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Pensions calculator 

This calculator will give you an idea of what your pension and tax-free cash might be on retirement, based on your joining age in the scheme and the retirement age which you choose, presuming you are actively contributing to USS for the duration of that period.

Use the sliders on the graph below to enter and change joining age, retirement age and salary details. The pension and tax-free cash columns will vary depending on how you change these variables, therefore allowing you to calculate different scenarios.

You can choose:

  1. a joining age ranging from 18 to 60
  2. a retirement age ranging from 50 and 65.
  3. a salary ranging from £5,000 to £100,000

Please note the following: 

  • The calculator is intended as a general guide only. It should not be used for financial planning for retirement purposes. If you would like specific guidance, please speak to the pension contact at your institution.
  • The calculator doesn’t cope with any breaks in service or other complicated membership histories.
  • Your pension may be reduced if you retire before your contractual pension date.

If you are experiencing technical problems with the calculator please see our help page or contact our webmaster if you can not find the solution. To verify that you have the latest version of Java installed on your machine visit http://java.com/en/download/installed.jsp.