Modelling and illustration tools
Use the range of USS modellers and tools to work out what your pension may be and consider your options.
USS benefit illustrator
The USS benefit illustrator is designed to provide you with an estimation of your total retirement benefits under the revised Scheme structure, implemented from 1 April 2016.
Click here to access the benefit illustrator.
The USS Retirement Income Builder conversion tool
This modeller is useful if you’ve just received a retirement quotation. Provide information from the quote and you can then vary the amount of pension or tax-free cash you take. It does not take into account any Money Purchase AVC (MPAVC) funds held with Prudential or funds held in the USS Investment Builder. If you have funds in the USS Investment Builder or with Prudential and wish to see an illustration of the pension you could secure in USS, you will need to use the "Conversion tool for MPAVC or the USS Investment Builder".
Click here to access the conversion tool.
Conversion tool for MPAVC or the USS Investment Builder
If you have a Money Purchase AVC fund (Prudential) or funds in the USS Investment Builder, and haven't yet retired, you can use this tool to work out what USS would provide if you used your fund to purchase extra benefits from USS.
Click here to access the tool.
Deferred pension increase modeller
If you have previously paid into USS, the 'deferred pension increase modeller' can be used in conjunction with the statement you received when you left, or a statement you may have received from USS since leaving the scheme. It allows you to calculate the value of your deferred pension at today's date, and to estimate the value at age 65 using an assumed rate of inflation of your choice.
Click here to access the deferred modeller.
Scheme pays modeller
If you’ve incurred a tax charge for exceeding your annual allowance, and you’d like USS to pay it on your behalf, this calculator provides an indication of the current value of the deduction to be made from your USS benefits.
Click here to access the scheme pays modeller.