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2021 Statutory Money Purchase Illustration Statement

Your dedicated resource page for everything included in your statement

Get to grips with your statement

Your Statutory Money Purchase Illustration (SMPI) details the savings you have in the Investment Builder – the defined contribution part of the scheme – and gives you a chance to think about whether you need to make any changes. It’s also an opportunity to set some goals and understand your options at retirement.

Take a few minutes to review your statement and prepare for your future

In your statement, you’ll find a snapshot of your savings at 31 March 2021, details of how much you’ve paid from 31 March 2020 – 31 March 2021, and information about where your savings were invested on that date.

This statement does not give details of any benefits you may be entitled to in the Retirement Income Builder, the defined benefit part of the scheme. If you want more information on your benefits in the Retirement Income Builder, you can contact us to request a statement.


We regularly update our website with member resources to help you keep on top of your pension. You can find articles such as get the basics right and your quick guide to pension tax, plus videos and tools to help you understand your pension and retirement options.

If you don’t find what you’re looking for here or there’s anything that you’re not sure about, the FAQ section will help.

Further information

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Frequently asked questions

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Assumptions document

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Articles for members

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Financial advice and further information

The information included in your Statutory Money Purchase Illustration Statement is given only for the purposes of illustration and doesn’t represent any promise or guarantee as to the amount of benefit that you may receive and should not be relied upon when making any retirement or other financial decisions. Please contact your employer in the first instance if you need a retirement quote, or if you think any information in your statement may not be complete or accurate. If you’re no longer paying in to the scheme you can contact our Member Service Desk on 0333 300 1043, lines are open 9am - 5pm, Monday – Friday.

We strongly recommend that you speak to a financial adviser before making any decision in relation to your USS benefits. If you want to seek guidance or take financial advice on the options available to you, visit the guidance and financial advice page. You’ll find a range of resources to support your planning and you can also find information on how to access an independent financial adviser.

There is a wide range of helpful information on My USS and our website. You can get impartial help and information, backed by the government and free to use from MoneyHelper.

If you have any further questions not answered here or on our website, you can contact us.