Site map

2022 Annual Member Statement

Your dedicated resource page for everything included in your statement

Helpful information so you can make the most of your Annual Member Statement

Your annual statement is an opportunity to pay your pension some attention – it’s a good time to check you’re on track, set some savings goals and think about any changes you’d like to make.

To view your statement, just log in to My USS – you’ll find it in the my documents section.

If you’re not registered it only takes a few minutes - you just need your member number and National Insurance number to get started.

If you’ve joined the scheme since 31 March 2022, you’ll receive your first statement from us in 2023.


We’ve got lots of handy online resources to help you get the most from your statement, including a full library of articles and some back to basics videos. There’s also some FAQs at the bottom of this page which cover the most common questions.

Some key information

Use your annual statement to help plan your retirement

Your statement is a good opportunity to check whether you’re on track for the retirement you want.

  1. So, think about how much you’ll need.

  2. Use the Benefit Illustrator, to help estimate what you could get at retirement. You can use this to see how your benefits will look at your Normal Pension Age, see the impact of retiring at different ages and see how changes to your contributions could impact your retirement income.

  3. Think about the options you have when you reach retirement which can affect how you receive your pension. Read more on this on our pages understanding your options and pre-retirement checklist.

Further information

Frequently asked questions

Read more

Assumptions document

View PDF

Member news

Read more

Financial advice and further information

The information included in your Annual Member Statement is given only for the purposes of illustration and doesn’t represent any promise or guarantee as to the amount of benefit that you may receive and should not be relied upon when making any retirement or other financial decisions.

Please contact your employer in the first instance if you need a retirement quote or if you think any personal information in your statement may not be complete or accurate. However, if you have a query on any of the figures referred to in your Annual Member Statement contact us.

We strongly recommend that you speak to a financial adviser before making, or refraining from making, any decision in relation to your USS benefits.

If you want to seek guidance or take financial advice on the options available to you, you can visit our guidance and financial advice page. You’ll find a range of resources to support your planning and you can also find information on how to access an independent financial adviser.

There is a wide range of helpful information on My USS and our website. You can get impartial help and information, backed by the government and free to use from MoneyHelper.

This web page summarises elements of USS. It is not a legal document and does not explain all situations or eventualities. USS is governed by a trust deed and rules and if there is any difference between this publication and the trust deed and rules the latter shall prevail. You are advised to check with your employer contact for the latest information regarding the scheme, and for any changes that may have occurred to its rules and benefits.