Get retirement-ready with My USS

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Whether retirement’s just around the corner or even a few years away, it’s never too late to make decisions that will help you achieve the lifestyle you’ve worked so hard for.

There’s more to it than just knowing the size of your pension pot. You need to think about things like your Target Retirement Age (TRA), which is important if you have savings in the Do it for Me option of the USS Investment Builder and whether your investments are in the right place.

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With My USS you can manage all of this online. The new ‘My benefits’ page puts you in control of your retirement planning, by allowing you to view benefits you’ve built up in the USS Retirement Income Builder (up to 31 March 2018) alongside any USS Investment Builder savings. This gives you easy access to both sections of your pension and will help you understand whether you’re on track for the retirement you deserve.


If you’re not quite on track, you can make additional contributions to the USS Investment Builder via My USS. Just think about how much you could save by drinking the office coffee instead of buying one - even small contributions could have an impact on your retirement lifestyle*.

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You can manage your USS Investment Builder funds in My USS too, which means you can keep on top of your investment options and take control of the choices you need to make about how you access your savings.

My USS also provides you with a personalised pension’s dashboard where you can:

  • See the defined benefits you’ve built up in the USS Retirement Income Builder
  • View and manage any USS Investment Builder savings you've built up
  • Review your USS Investment Builder fund choices and a performance comparison of the USS funds
  • Top up your retirement savings with additional contributions
  • View a full history of your USS Investment Builder transactions
  • Access forms to update things like your Expression of Wish, to nominate who will receive any lump sum payment in the event of your death.

When you retire, you might want to spend more time with your family, drive Route 66, or live on a boat. Whatever your ambition, be sure to use My USS to keep on top of your retirement plan.

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For a glossary of our terms please see more information on our important terms page.

*Other savings options are available. Speak to an independent financial adviser for more information.