New to USS? What My USS can do for you

If you’re new to USS or joined in the last few years, you might not know how registering with My USS can help you get to grips with your retirement savings.

My USS registrations

My USS is the online portal where you can manage your pension; from boosting your savings, to using the new ‘My benefits’ page to view what you’ve built up in the USS Retirement Income Builder (up to 31 March 2018) and any USS Investment Builder contributions. You can also manage your USS Investment Builder contributions, flexing them to meet your needs, and even choose funds that match your personal values.

Monthly logins and registrations

You can also top up your pension pot by making additional contributions in My USS - when you joined, you automatically started contributing to the USS Retirement Income Builder, the defined benefit section of the scheme. But you can also build up extra pension savings by paying additional contributions into the USS Investment Builder, the defined contribution section of the scheme.

AVCs

Even a small additional contribution each month, such as saving the money you would spend on a daily tea or coffee, can have a significant impact on your pension savings over time*.

My USS also provides you with a personalised pension’s dashboard where you can:

  • See the defined benefits you’ve built up in the USS Retirement Income Builder
  • View and manage any USS Investment Builder savings
  • Review your USS Investment Builder fund choices and a performance comparison of the USS funds
  • Top up your retirement savings with additional contributions
  • Transfer savings from other pension schemes to USS
  • Access forms to update things like your Expression of Wish, to nominate who will receive any lump sum payment in the event of your death.

No matter how far off it seems, you’ll probably hit retirement with a few things still left on your bucket list – make sure you’ll be in a position to tick them off, by taking control of your retirement planning with My USS.

My USS sign up banner

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Resources

  • For more information about the investment choices you have in My USS to keep your pension savings on track
  • For more articles on saving for retirement and how saving early can reap the rewards when you retire, read our pension articles.

For a glossary of our terms please see more information on our important terms page.

*Other savings options are available. Speak to an independent financial adviser for more information.