Understanding Investments

What actually happens to your contributions once they’re paid? Well, we invest those contributions in line with our investment strategy.

We believe in investing responsibly, by incorporating material environmental, social and governance (ESG) financial factors, such as climate change, into our investment decision-making.

We’ve been involved in Responsible Investment (RI) for over 20 years and we have a large team dedicated to doing this.

They work closely with our in-house investment teams and external fund managers to ensure our strategy is integrated into the decision-making process.

USS Investment Management Limited (or USSIM) is our in-house investment manager, they handle our day-to-day investments.

We make investments with long-term investment goals in mind. That’s because it’s our role to ensure the funds are invested appropriately so that we’re able to pay you the pension you’ve earned.

Take a look back at how the funds have performed over the years for both the Retirement Income Builder, the defined benefit (DB) part, and the Investment Builder, the defined contribution (DC) part.

We invest in Private and Public Markets across the world. By actively investing in such diverse markets, we have more opportunities to provide better returns to help towards your financial future.

Closer to home, around 45% of our investment is pumped right back into the UK economy.

You can choose how and where your Investment Builder savings are invested.

You can let our team manage your investments for you with the Do It For Me Option, or you can make investment choices yourself with the Let Me Do It Option. Both give you the choice to invest ethically.