Manage my investments

Yes - you can make changes to your investments in My USS.

Visit choosing your investments to watch our short video on your investment choices. You can also read A guide to investing in the Investment Builder for more information.

Yes – if you have Investment Builder savings, it’s important that you set a TRA to reflect your future retirement goals. If you don’t set a TRA it’ll automatically be set as the Normal Pension Age (NPA) when you join the Investment Builder.

Setting a TRA allows us to automatically move any investments you have in the Investment Builder to lower risk funds as you get closer to retirement – we do this for members in the USS Default Lifestyle Option and the USS Ethical Lifestyle Option (the Do It For Me Options). If you’ve chosen to invest in our self-select funds (the Let Me Do It Option), you’re responsible for reviewing and managing your own investments, but we’ll remind you of your options around six months before your TRA.

To set or change your TRA, simply log in to or register for My USS.

Watch our Target Retirement Age video and find out why it’s important to keep this up to date.

If you want us to manage your investments for you, you can choose the USS Ethical Lifestyle Option – one of the Do It For Me Options. This option invests in funds that meet our ethical investment guidelines.

If you’d prefer to manage your investments yourself, you can choose to invest in our self-select funds (the Let Me Do It Option). There are funds available that avoid certain investments on ethical grounds.

Our Fund Factsheets, available in My USS, or A guide to investing in the Investment Builder can provide more information.

Visit where we invest for information on the different markets we invest in.

Visit our Responsible Investment page for more information on the actions we take as part of our Responsible Investment strategy.

Visit our Investment Builder page to watch our short video on your investment choices. You can also read A guide to investing in the Investment Builder for more information.

Fund Factsheets are also available in My USS.