If you’re in the UK for a fixed-term contract, you can still build up benefits with us. Even if you’re only here for a short while, it’s just as important to save for your future to make sure you achieve the future lifestyle you want. You’ll build up more than just a pension too – such as life cover should the worst happen. Have a look at what you’ll get as a member to see a full list of benefits.
If your contract with your USS employer ends, you won’t lose the benefits you’ve built up in the Retirement Income Builder (defined benefit). These will remain secure until you’re ready to take them.
Any Investment Builder (defined contribution) savings will remain invested until you're ready to take them (which you can do from age 55 onwards, rising to age 57 for certain members in 2028). The amount in your pot when you come to take these savings will generally depend on the performance of your investments.
If you want to take your savings with you, you may be able to transfer your benefits and/or savings to another overseas pension scheme.
And even if you’re thinking of retiring to the other side of the world, we’ll still be able to pay your pension to you.
Take a look at our Working or retiring overseas factsheet for more information.