Things you and your partner need to know about your pension
Your pension could support your partner
If you’re married, have a civil partner or are in a long-term relationship, it’s likely that your future and financial plans involve each other.
We want to help make sure both you and your partner understand what they could receive from your pension when you die. If you’d like more information on what happens to your pension when you’re no longer here, see what happens when you die.
If you’re married or have a civil partner, your partner will automatically be entitled to a spouse’s pension, which means they’ll receive an income when you die.
If you’re in a relationship with someone and you rely on one another financially (for example you’re both paying into one mortgage or taking care of a child together), we may be able to pay them the equivalent of a spouse’s pension when you die. Let us know who this person is by completing the Registration of a potential dependant form. Log in to My USS to complete online or download the Registration of a potential dependant form to print and return to us.
You get life cover whilst paying in to USS, which means we may pay a lump sum to your loved ones when you die. So it’s important to update your Expression of Wish form with who you’d want to receive this lump sum. Log in to My USS to complete online or download the Expression of Wish form to print and return to us.
We recommend you update your forms at least every three years so we know they're up to date, even if your wishes haven’t changed.