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USS is fifty years young. Learn more about our history on our dedicated page.

Make the most of your USS pension

A flexible way to save for your future

USS is a hybrid pension scheme, which means it’s made up of two parts.

Choose the scenario below that best describes you and find out more about getting the most from your USS pension.

  • I’m under the age of 40 and only have Retirement Income Builder (defined benefits).

    Make the most of your USS pension and discover the Investment Builder.

  • I’m under the age of 40 and make additional contributions into the Investment Builder.

    Do more with your Investment Builder pot.

  • I’m under the age of 40 and have Investment Builder (defined contributions) savings.

    Make the most of your Investment Builder savings.

  • I’m aged 40-plus but under 55 and only have Retirement Income Builder (defined benefits).

    Make the most of your USS pension and discover the Investment Builder.

  • I’m aged 40-plus but under 55 and make additional contributions into the Investment Builder.

    Do more with your Investment Builder pot.

  • I’m aged 40-plus but under 55 and have Investment Builder (defined contributions) savings.

    Make the most of your Investment Builder savings.

  • Set your communications preferences

    Remember to log in to My USS to set your preferences and stay up to date.