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What they are and how they’re used.
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If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.
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Changes to USS pension benefits
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There are two parts to USS. The Retirement Income Builder is the defined benefit (DB) part, which provides a guaranteed income in retirement. The Investment Builder is the defined contribution (DC) part, which allows you to save more towards your future in your own savings pot.
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The Joint Negotiating Committee (JNC) has a number of responsibilities. They're able to propose rule changes themselves, and they're in charge of approving any rule changes we or the Advisory Committee may suggest.
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Last year, we reported Scope 1 and 2 emissions data. In this year’s TCFD report, we have included an estimate of our Scope 3 emissions.