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USS is a long-term, responsible investor with a legal duty to invest in the best financial interests of the scheme’s members and beneficiaries, so we can pay pensions now and long into the future. Being a “responsible investor” will mean different things to different people but, for USS, the key element here is “best financial interests”.

Universities Superannuation Scheme Limited – the trustee of the UK’s largest private pension scheme by way of assets – has reinforced its view of climate change as a financial risk to the returns generated by its assets by announcing its ambition to be net zero for carbon by 2050, if not before.

We want to make pensions easy to understand. Take a look through the explanations below to help you get to grips with your pension and the terms that come with it.