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Yes, in the unusual case when a member has made aggregate contributions to the Universities Superannuation Scheme (including the DC element) that exceed in amount the contributions made by the employer.

Find out about the 2020 valuation, and a webinar that will bring you more details about how we calculate what contributions we’ll need from members and employers.

Our investment strategy has done its job in recent years in terms of generating higher percentage investment returns than an equivalent portfolio of liability-hedging assets involving index-linked gilts (see Question 8 for more on gilts).

Universities Superannuation Scheme has published its annual Report and Accounts, covering the financial year in which it celebrated its 50th anniversary, together with its latest Task Force on Climate-related Financial Disclosures report.

You’re now receiving your pension and hopefully enjoying your retirement. But it’s still important to make sure your money works for you. Take a look through the information below to help you keep on top of your pension.

To help you keep planning for the future, it’s important to know what will happen to your benefits and savings when you die

Essential details of how the scheme works and what it means to be a member

To mark USS’s 50th anniversary, we invited David Watts (a UCU-appointed non-executive director) and Will Spinks (a UCEA-appointed non-executive director) to share their perspectives on the scheme and where it finds itself in its jubilee year.

It’s useful to think about what sort of lifestyle you want when you retire. That could be anything from going on holiday a couple of times a year, to just paying your bills and having the occasional treat.