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You can book a Pension Wise guidance appointment online on the Moneyhelper website. You can also call Pension Wise on 0800 138 3944 or if you’re outside the UK call +44 20 3733 3495. Lines are open between 8am to 8pm Monday to Friday.

Understand your benefits and options as you take steps towards full retirement.

Universities Superannuation Scheme has published its annual Report and Accounts, covering the financial year to 31 March 2022. At 31 March 2022, total assets under management were £90.8bn (2021: £82.2bn). Its defined benefit (DB) fund stood at £88.9bn (2021: £80.6bn), while its defined contribution (DC) assets totalled £1.9bn (2021: £1.6bn).

Aviation is a difficult sector to transition. However, we’re beginning to see changes and development in aviation technology. A recent collaboration between Heathrow, BA, Airbus, BP, Glasgow Airport and NATS (we have direct holdings in both Heathrow and NATs) led to a Net Zero flight powered by sustainable aviation fuel, from Heathrow to Glasgow Airport in September 2021.

Investment in Private Market assets provides investment opportunities not available in public markets.

Thirteen leading international asset owners and five asset managers with over £2 trillion under management launched the Transition Pathway Initiative (TPI) on 11 January to better understand how the transition to a low-carbon economy affects their investments.

USS Investment Management, the wholly-owned investment management arm of the Universities Superannuation Scheme, has announced a plan to reshape its developed equity markets away from traditional stock-picking and towards a longer-term thematic approach which better leverages its internal investment capabilities in matching its pension liabilities.

There may be instances where you want to make changes to your investment choices or switch from the Do It For Me option to the Let Me Do It option (or vice versa). In most cases, you can switch whenever you want (we may charge if you make frequent switches).