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USS has taken a 50% stake in Bruc Energy, a Spain and Portugal renewables-focussed investment vehicle created by Canadian pension fund OPTrust and the Spanish businessman, Juan Béjar.

Now you’re closer to retirement here’s five things you should do

If you’re getting close to your Lifetime Allowance (LTA) or Annual Allowance (AA) limits and you earn over the salary threshold , you could use a Voluntary Salary Cap (VSC) to help manage the amount of tax you pay on the benefits you build up and on your salary. But if you use VSC, you’ll build fewer USS benefits.

You can continue being part of the USS community and keep in touch with peers once you’ve retired.

See what two leading independent experts think about some of the most common ways to save for your future.

We can consider sustainability but must give due regard to our primary duty. Our primary legal duty as trustee is to protect the benefits promised to, or accrued by, USS members to date.

Changes made to the our asset allocation before, and during the pandemic, made a positive impact on performance as we continued to build on our liability-matching capability.

As the saying goes, hindsight is 20/20 – and this is particularly salient when reviewing investment performance. The “right” investment decisions are revealed and obvious in retrospect, judged over chosen time intervals. But decisions must be made in prospect, based on expectations, probabilities and risk tolerances.

Keep track of how and when you’ll receive your USS benefits and savings