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Having to stop working completely because of an illness or an injury isn’t a nice thought. Unfortunately, it could happen – and we may be able to help.

This privacy notice explains how the scheme may use your personal data in its operations (whether you are a member of the scheme, a spouse or other beneficiary of a member of the scheme or otherwise engage with the scheme) and the rights you have in relation to your personal data.

See how you can maximise your finances – read some top tips for financial planning and consider your short, medium and long term savings goals.

Universities Superannuation Scheme has published its annual Report and Accounts, covering the financial year to 31 March 2023 – a year marked by significant volatility across financial markets.

In September I took over as Chair of USS during an extraordinary time for the scheme. Not only in the midst of a valuation, but also sharply aware of the unprecedented pressure on Higher Education from the pandemic. It was certainly not an ideal backdrop.

Capita previously reported a cyber incident involving hackers targeting some of its computer servers. Capita have identified from their investigations that personal data of USS members was exfiltrated (i.e., accessed and/or copied) by the hackers. To help members monitor their personal information for certain signs of potential identity theft, they will be given access to a leading identity protection service, free of charge, and we are writing to them this week setting out how that will work.

USS and Morgan Sindall Investments Limited (MSIL) have launched a new joint venture (JV) – the ‘Supported Housing Investment Limited Partnership’ (SHIP). The landmark transaction brings together USS, one of the largest pension schemes and real estate investors in the UK, with MSIL’s market-leading expertise in social infrastructure development and investment.

Universities Superannuation Scheme Limited – the trustee of the UK’s largest private pension scheme by way of assets – has reinforced its view of climate change as a financial risk to the returns generated by its assets by announcing its ambition to be net zero for carbon by 2050, if not before.

There’s a lot uncertainty in the world right now, but something that is certain is that the USS benefits you’ve built up in the Retirement Income Builder are guaranteed. So, even though you’re no longer paying into USS, your benefits will be there for you when you’re ready to use them, and if the worst should happen, those benefits will go to your loved ones.