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If you haven’t already, you’ve got until 5pm on the 17 January 2022 to share your views on proposed changes to the scheme.

This privacy notice explains how the scheme may use your personal data in its operations (whether you are a member of the scheme, a spouse or other beneficiary of a member of the scheme or otherwise engage with the scheme) and the rights you have in relation to your personal data.

See how you can maximise your finances – read some top tips for financial planning and consider your short, medium and long term savings goals.

USS has continued to meet the high standards of reporting to remain a signatory to the Financial Reporting Council’s (FRC) Stewardship Code. The FRC describes stewardship as “the responsible allocation, management and oversight of capital to create long-term value for clients and beneficiaries leading to sustainable benefits for the economy, the environment and society”.

This website www.uss.co.uk ("website") is owned and operated by Universities Superannuation Scheme Limited ("USS/we/us"), a company registered in England and Wales under company number 01167127 and whose registered office is Royal Liver Building, Liverpool L3 1PY.

Universities Superannuation Scheme has published its annual Report and Accounts, covering the financial year to 31 March 2023 – a year marked by significant volatility across financial markets.

The process begins with an assessment of the financial strength of our sponsoring employers. Known as the covenant, this is the foundation of the valuation as it informs the trustee just how much financial support employers could provide to the scheme and how much investment risk could be taken.

In September I took over as Chair of USS during an extraordinary time for the scheme. Not only in the midst of a valuation, but also sharply aware of the unprecedented pressure on Higher Education from the pandemic. It was certainly not an ideal backdrop.

Changes to USS pension benefits