94,000 members have Investment Builder pots. That’s almost half of the members that build a USS pension, and more than ever before.
It could be that more members want to boost their future income with savings that you can take flexibly from age 55 or because you want to be able to choose the investments that fit with your own values or play more of an active role in investment decisions. It could even be because the employer subsidy on most Investment Builder funds means more of the contributions you make goes towards your future income.
If you earn above the salary threshold, have transferred funds from another scheme since October 2016 (including switching any Money Purchase AVCs from Prudential), and/or make additional contributions, you’ll have an Investment Builder pot.