Planning for the future
Nobody really wants to have to think about death but it’s important to know that, when you die, your USS pension could go some way towards looking after your loved ones.
Looking after your loved ones
So, what happens to your pension when you die?
Your dependants
A spouse or civil partner could get a pension for life of roughly half the standard pension you began receiving when you retired.
If you have eligible children below age 18, or below 23 if they’re in full-time education, they could also receive a pension.
Other dependants
You can tell us who you’d like to receive a dependant’s pension when you die. What they might get will be based on factors, which include their level of dependency.
Any Investment Builder savings you still have invested at the time you die will also go to your beneficiaries.
Actions
- Tell us who should get a dependent’s pension: Register your dependants in My USS.
- Tell us who you’d like to receive any Investment Builder savings you still have, by requesting an Expression of Wish in My USS.
- Now you’ve taken the whistle-stop tour of your USS life cover, check out the factsheet for more important information.
-
Set your communications preferences
Remember to log in to My USS to set your preferences and stay up to date.