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There are some things to be aware of as you receive your benefits and continue life in retirement.

We have no current plans to expand the climate tilted portfolio. We are however assessing other approaches to reducing the carbon exposure in our developed equites portfolio where it’s financially beneficial.

All you have to do is log in to My USS to complete an Expression of Wish form or a Registration of potential dependant form to let us know who you’d like to receive your benefits if you die.

You can contact our Bereavement Team on 0151 556 0620.

You can call us at 0333 300 1043 to speak to someone who can help.

Please keep trying – a number of other companies have been affected by Capita’s data breach and have offered this service so their contact centre is likely to be experiencing high volumes of calls.

The ID protection service will monitor activity based on the information you give to Experian. If you think there has been any suspicious activity on accounts in your name, or anything in your credit record you don’t recognise, contact the organisation concerned as soon as possible.

Capita have confirmed that they have taken extensive steps to recover and secure the data as well as monitoring the dark web. While at present we understand from Capita that the data exfiltrated has been secured, we are also taking steps to put our own monitoring in place.

Gender pay gap reporting requirements provide an opportunity for us and our peers to benchmark the progress being made in addressing this important issue.