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In short, it won’t, so don’t worry.

If you leave the scheme after 6 October 2020 with less than two years’ qualifying service, your benefits, including those built up before 6 October 2020 will be paid to you at age 66, except if you remain in USS pensionable employment beyond this age.

You have access to a series of interactive presentations about the benefits and options provided by USS.

We know that it’s important for you to have options when it comes to accessing your retirement savings.

If you’re aged 55 or over and no longer paying in, here’s what to expect when taking your USS benefits and the support available to help you make the right decisions.

Your State Pension will be a key source of retirement income.

Learn more about our net zero ambition and the progress we’re making.

The Private Markets Group (PMG) was established in 2007 and currently manages c. £18 billion in assets, comprising more than a quarter of USS’s total assets under management. These assets are managed by the largest team within USSIM, consisting of nearly 50 professionals from a wide range of background and experience.

There are two parts to USS. The Retirement Income Builder is the defined benefit (DB) part, which provides a guaranteed income in retirement. The Investment Builder is the defined contribution (DC) part, which allows you to save more towards your future in your own savings pot.