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We know that it’s important for you to have options when it comes to accessing your retirement savings.

Once you’ve left USS, you may be able to transfer your pension to any HMRC-registered scheme (if your new scheme allows it).

Once you’ve left USS, you may be able to transfer your pension to any HMRC-registered scheme (if your new scheme allows it).

Delivering value for money is a key focus for the scheme and our performance in this area is reviewed in depth by the Trustee Board on an annual basis

There are two parts to USS. The Retirement Income Builder is the defined benefit (DB) part, which provides a guaranteed income in retirement. The Investment Builder is the defined contribution (DC) part, which allows you to save more towards your future in your own savings pot.

You can continue being part of the USS community and keep in touch with peers once you’ve retired.

It’s useful to think about what sort of lifestyle you want when you retire. That could be anything from going on holiday a couple of times a year, to just paying your bills and having the occasional treat.

This privacy notice explains how the scheme may use your personal data in its operations (whether you are a member of the scheme, a spouse or other beneficiary of a member of the scheme or otherwise engage with the scheme) and the rights you have in relation to your personal data.

This privacy notice explains how the scheme may use your personal data in its operations (whether you are a member of the scheme, a spouse or other beneficiary of a member of the scheme or otherwise engage with the scheme) and the rights you have in relation to your personal data.