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How reliable are the estimates of emissions intensity and should you not be reporting absolute emissions instead? FAQ

We have concerns about the quality of the data used across the board to calculate our carbon footprint. The data varies in both availability and quality across markets, asset classes and companies.
What actions are you taking to influence policy – can you elaborate? FAQ

We strongly believe in engagement with policy makers, as they set the framework in which the companies we invest in operate. Our engagement with policy makers is evidenced in a recent report by InfluenceMap on European pension funds engaging with sustainable finance policy.
Will members who are already retired be affected? FAQ

No. The JNC’s changes will only impact benefits built up after 1 April this year, so if you’re already retired, it won’t impact your pension. The benefits you’ve already built up are safe and secure and are protected by law, and that goes for the benefits already built up by non-retired members too.
Why do we not seem to think that things will change over time and considerations may get better as well as worse? FAQ

If conditions improve, the JNC which is responsible for the scheme’s benefit design, may be in a position to consider improving benefits and/or lowering contributions. But, while everyone involved with USS wants to provide the best possible outcome, we must deal and react to the current situation.
Can a US member be considered to own shares in PFICs via the scheme? FAQ

Yes, in the unusual case when a member has made aggregate contributions to the Universities Superannuation Scheme (including the DC element) that exceed in amount the contributions made by the employer.
I was paying Final Salary AVCs after 31 March 2016. What happens to them? FAQ

If you were paying Final Salary AVCs and you’ve chosen to carry on paying them, you will have earned more service. After each 31 March, we add in any extra service you've earned to your pre-2016 pensionable service and recalculate your Final Salary benefits.
I built up Final Salary benefits whilst working part-time. How were my service and salary calculated at the time? FAQ

If you worked part-time for any period, that period of service would be multiplied by your part-time service fraction – and your pensionable salary would be based on your full-time equivalent salary.
Are the questions Experian asking expected as it’s a lot of personal information? FAQ

If you choose to use the service, you will need to provide Experian with some personal details in the sign-up process so that Experian can match them with your credit record for identification purposes and set up your monitoring.
I’m on a fixed-term contract, should I join USS? FAQ

Even if you’re only here for a short while, it’s still important to save for your future to make sure you achieve the future lifestyle you want. You’ll build up more than just a pension too – have a look at what you’ll get as a member to see a full list of benefits.

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