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Yes, USS meets the definition of a pension scheme under the Convention. The Convention includes a number of provisions which specifically address the tax treatment of membership of a UK pension scheme.

A dependant is someone who’s fully or partly financially dependent on you, or dependent on you because of any physical or mental disability when you die.

Experian is one of the three main consumer credit reference agencies. They hold information relating to your credit, service and utility accounts.

Capita confirm they have taken extensive steps to recover and secure the data. They are also monitoring the ‘dark web’ and to date have said they can find no evidence that the data is being circulated widely.

No. The free subscription to Experian will not extend beyond the initial 12 months provided to USS members last year. We believe this to be a balanced approach, based upon the cost of extending Experian subscriptions for USS members, the risk of malicious use of the data exfiltrated from Capita’s server estate and our ongoing dark web monitoring.

Watch our short video on your retirement options on our thinking about your future pages, where you can also find more information.

If you’re still paying in to USS, you must take your benefits by age 75.

The earliest you can start taking your benefits and savings is age 55, rising to 57 in 2028, unless you’re retiring due to ill health, or if you have an earlier Protected Pension Age and are made redundant in certain circumstances.

You’re now receiving your pension and hopefully enjoying your retirement. But it’s still important to make sure your money works for you. Take a look through the information below to help you keep on top of your pension.