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A review of Investment Builder performance against the investment balanced scorecard.

Delivering value for money is a key focus for the scheme and our performance in this area is reviewed in depth by the Trustee Board on an annual basis

Welcome to the Universities Superannuation Scheme. A workplace pension, helping members save for the future.

We have £67.6bn in assets and our in-house investment management team directly manages almost 70% of these. They invest in Private and Public Markets in a whole range of different assets across the world. By actively investing in such diverse markets, we have more opportunities to provide better returns to help towards your financial future.

If you’re working or retiring overseas, or even heading to the UK for a job, here’s how your pension could be impacted.

Complete this form if you wish to opt out or withdraw from USS. Opting out is when you choose to leave USS within the first three months of joining. Withdrawing is when you’ve paid into USS for more than three months, but you wish to stop.

The USS normal retirement age is linked to the State Pension age, which is currently age 66. We call this the Normal Pension Age (NPA) . Our guide explains how we apply the State Pension age.

Like all similar schemes, we legally have to carry out a full valuation at least every three years. We can do them more often if we feel that’s necessary.

USS is the pension scheme itself. It’s set up under a trust and has rules that set out what benefits and contributions are payable, and how the scheme is to be administered. Universities Superannuation Scheme Limited – that’s us – is the corporate trustee that runs and manages USS under these rules.