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You’ll have heard a lot about the 2020 valuation in our communications, but we wanted to give you a back to basics of what it’s about, how it impacts you and answer some of the key questions you’ve been asking.

USS has published its annual Report and Accounts for 2015/16, a period in which the trustee has continued its transformational investment in both the asset management business and in pensions administration systems.

Pension scams are on the rise, and anyone can be a target. Being aware of the warning signs can help you stay one step ahead of fraudsters.

This website www.uss.co.uk ("website") is owned and operated by Universities Superannuation Scheme Limited ("USS/we/us"), a company registered in England and Wales under company number 01167127 and whose registered office is Royal Liver Building, Liverpool L3 1PY.

Retirement looks a bit different for everyone and it’s becoming more common for USS members to retire flexibly

Once you’ve left USS, you may be able to transfer your pension to any HMRC-registered scheme (if your new scheme allows it).

Reflecting the long-term nature of the pension arrangements of our members, we take a long-term approach to investment strategy. The overall balance of our investments in the defined benefit (DB) section reflects the primary objective of any DB pension: to provide members with a set inflation-linked income for life in retirement, regardless of what happens to the economy in the future.

There are two parts to USS. The Retirement Income Builder is the defined benefit (DB) part, which provides a guaranteed income in retirement. The Investment Builder is the defined contribution (DC) part, which allows you to save more towards your future in your own savings pot.