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If you’re still in a USS eligible role up to age 75, you can re-join USS at any time – speak to your employer first. They will then send a joiner notification to us. You’ll then be able to continue saving for your future.

If you go over your Annual allowance (AA), Scheme Pays allows you to use what you’ve built in your pension savings to pay the tax charge.

Our new Stewardship and Voting Policy will see us vote more personally against responsible directors where possible. David Russell, Head of Responsible Investment, talks to our new voting approach and looks at how we’ve voted for climate action recently.

Stewardship is allocating and overseeing capital to create long term value for beneficiaries which leads to wider economic, environmental and societal benefits.

If you’re married, have a civil partner or are in a long-term relationship, it’s likely that your future and financial plans involve each other.

Find out how savvy you are when it comes to spotting a scam – take our quiz.

Your pension and much more.

If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.