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If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.

There are all sorts of things that can change with your job, which could impact your pension. These include changing employers, a promotion or changing your working hours, for example.

Once you’ve left USS, you may be able to transfer your pension to any HMRC-registered scheme (if your new scheme allows it).

Take a look at the answers to members’ questions about changes to USS.

Considering working or retiring overseas? Or heading to the UK for a job? We can help you understand how this could impact your pension.

The energy transition isn’t a distant goal — it’s a present-day financial imperative. In a new paper authored by USS Investment Management Limited, with support from Transition Risk Exeter (Trex), we make the case for stronger action from governments, improved management of climate risks and opportunities from asset owners, and a more collaborative approach to managing these challenges.

Retirement looks a bit different for everyone and it’s becoming more common for USS members to retire flexibly

See how you can maximise your finances – read some top tips for financial planning and consider your short, medium and long term savings goals.

This factsheet provides general information about the treatment of USS pensions in the event of divorce, annulment or marriage or dissolution of a civil partnership within the UK.