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You have different options open to you depending on your age. And even if you’re not able to start taking your benefits yet, there are things you can do to prepare yourself for your future.

To register for My USS, you’ll need your USS member number (you can find this on emails and correspondence you receive from us), your National Insurance number, and an email address (we recommend you use a personal one). With this information, you can create a password and security question to create your account on My USS. It will only take a few minutes.

For a projection of your benefits at your normal pension age or to see how retiring earlier or later might affect your benefits, you can use our Benefit Calculator. The calculator can support you in a number of ways depending on what stage of the USS journey you’re at. It can also help you to explore the options you have when you take your benefits and savings and see how making changes or saving more could impact what you get.

The statement is a snapshot of your benefits up to and including 31 March 2025 only. It will not show more recent contributions.

Having to stop working completely because of an illness or an injury isn’t a nice thought. Unfortunately, it could happen – and we may be able to help.

As an employer, you are responsible for your financial commitment to the Scheme, and in particular how and when a specific payment - called “employer debt” - may be triggered. These are also sometimes called ‘section 75 debts’ or ‘buy-out debts’.

We believe in investing responsibly, by integrating material environmental, social, and governance (ESG) financial factors into investment decision-making.

The baseline year we chose was 2019, the last “normal” year before Covid.

Get answers to the most commonly asked USS member questions.