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Yes, flexibly retired members can fully commute the unused portion of their benefits as a full commutation lump sum. For more information, see our Serious ill heath lump sum factsheet.

Once you let us know that you want to retire, we’ll ask you for your UK bank or building society details.

As well as building benefits in the Retirement Income Builder, a contribution from you and your employer equal to 20% of your salary over the salary threshold will go into your Investment Builder pot.

Yes, you can switch them to your Investment Builder pot. Complete and return the Request to voluntarily switch MPAVC funds into the Investment Builder form.

It would be your responsibility as the employer to pay any debt that’s due if you leave the scheme.

Please contact our Technical Policy Team at pensionspolicy@uss.co.uk.

Yes, you can make changes to your investments in My USS.

This website www.uss.co.uk ("website") is owned and operated by Universities Superannuation Scheme Limited ("USS/we/us"), a company registered in England and Wales under company number 01167127 and whose registered office is Royal Liver Building, Liverpool L3 1PY.

This website www.uss.co.uk ("website") is owned and operated by Universities Superannuation Scheme Limited ("USS/we/us"), a company registered in England and Wales under company number 01167127 and whose registered office is Royal Liver Building, Liverpool L3 1PY.