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USS is unique in some ways, which makes it difficult to directly compare with other schemes. For example, schemes that seem similar may have different benefit structures such as tiered contribution rates.

If you are over the age of 65 when you retire, any benefits built up before age 65 up to 6 October 2020, will receive a late retirement uplift. This is based on the period between your 65th birthday and the date you retire.

No, if you have been a member of the scheme for two years, you still have the option to take early retirement from age 55, just like now.

Protecting the pension promises made to our members.

Your pension is a tax-efficient way of saving for the future as we provide a range of options that could help you manage your tax liability.

Your pension is a tax-efficient way of saving for the future as we provide a range of options that could help you manage your tax liability.

Yes, as long as the charge relates to your USS benefits.

We can help you with details on your pension with us, but we can’t confirm details about pensions you may have with other schemes or if you have a Tapered Annual Allowance.

Celebrating fifty years of USS