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If you've been paying into your pension with us for less than two years, here are examples of when you may be able to get a refund on your contributions.

What might the investment outlook look like for the next decade and beyond? Mirko Cardinale, Head of Investment Strategy and Advice, at USS Investment Management’s explains how our active approach to managing the global decline in investment returns ensures that we remain alive to both the risks and opportunities available.

Here’s when you need to get in touch. If any of the following scenarios occur, it’s important that you contact us right away at pensionspolicy@uss.co.uk.

This website www.uss.co.uk ("website") is owned and operated by Universities Superannuation Scheme Limited ("USS/we/us"), a company registered in England and Wales under company number 01167127 and whose registered office is Royal Liver Building, Liverpool L3 1PY.

Our retirement checklist will help you understand how to prepare for your future.

If conditions improve, the JNC which is responsible for the scheme’s benefit design, may be in a position to consider improving benefits and/or lowering contributions. But, while everyone involved with USS wants to provide the best possible outcome, we must deal and react to the current situation.

Universities Superannuation Scheme Limited (USS) has participated in a follow-on acquisition of Yorkshire Water’s inflation linked notes backed by Yorkshire Water inflation swap cash flows. These Notes have been issued by an SPV, Aysgarth Finance.

The steps we take when making a Direct Equity investment and how we choose the right businesses to invest your contributions.

This website www.uss.co.uk ("website") is owned and operated by Universities Superannuation Scheme Limited ("USS/we/us"), a company registered in England and Wales under company number 01167127 and whose registered office is Royal Liver Building, Liverpool L3 1PY.