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Pensions can appear a little confusing at first, so we’re here to break it all down for you. We’ll help you to understand what part of USS you’re in and what you’re building in the Retirement Income Builder.

Your Target Retirement Age (TRA) is important for a couple of reasons. It tells us when to move any investments you have in the Investment Builder to lower risk funds as you get closer to taking them – we do this for members in the USS Default Lifestyle Option and the USS Ethical Lifestyle Option (Do It For Me Options). We also use the TRA when we send you your annual projection of what your Investment Builder funds could be worth at retirement.

Rising inflation’s still making the headlines, despite everything else that’s going on, and there’s little comfort in being told it won’t last forever because most of us are feeling the effects now.

USS completes £300m ground rent agreement to acquire Butlin’s real estate sites at Skegness, Minehead and Bognor Regis.

You’re now receiving your pension and hopefully enjoying your retirement. But it’s still important to make sure your money works for you. Take a look through the information below to help you keep on top of your pension.

Watch the videos that answer your questions and provide more information on how we’re responding to COVID-19 and on the 2020 valuation.

What they are and how they’re used.

It’s around about now that a lot of our members start to really think about their future, as they plan their well-earned retirements to coincide with the end of the academic year. Whether your retirement’s just around the corner or a long way off, it’s handy to know what you could get from your USS membership. That way, you can do some serious prep or just sketch out some light-touch ideas for the future.

Essential details of how the scheme works and what it means to be a member