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We held our annual Institutions’ Meeting at the Royal College of Physicians on Thursday 2 December 2021.

You’re no longer paying into your USS pension and you’re approaching retirement. It’s important to know how the process works and how long it takes.

There may be instances where you want to make changes to your investment choices or switch from the Do It For Me option to the Let Me Do It option (or vice versa). In most cases, you can switch whenever you want (we may charge if you make frequent switches).

Find out how revaluation is applied to your Retirement Income Builder benefits.

What they are and how they’re used.

To start the process just log in to My USS and complete the Transfer in request form. Take a look at our transfer in timeline for more on what happens when, and what you need to do.

Find out what you can do with any DC savings you have with USS.

Contributions paid to the Retirement Income Builder are not shown in your statement or My USS because your Retirement Income Builder benefits are calculated based on your length of service, salary, and pension accrual rate, rather than the amount of money you contribute. However, you can see the total contributions you make to your USS pension in your employer payslips.

If you’re married, have a civil partner or are in a long-term relationship, it’s likely that your future and financial plans involve each other.