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Find out how savvy you are when it comes to spotting a scam – take our quiz.

We launched the Investment Builder, the defined contribution part of USS, in October 2016. Five years on, we look at five key facts that are helping you to prepare for your future in a way that fits in with your values and beliefs.

To the extent that contributions paid in the past were ultimately not enough to fund the promises being made, a defined benefit (DB) pension scheme will be in deficit. The total combined contribution rate paid by USS employers and members today does include payments dedicated to recovering the Scheme’s deficit.

Professor Sir Paul became a Director of Universities Superannuation Scheme Limited on 1 September 2020. He’s also a member of the Governance and Nominations Committee.

Helen Shay became a Director of Universities Superannuation Scheme Limited on 1 September 2020. She’s also a member of the Policy Committee and Audit Committee. She is University of York’s first In-house Counsel.

We manage a wide range of risks to safeguard our members pensions. We take actions to ensure risks are kept within manageable limits.