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If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.

If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.

If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.

If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.

Normal Pension Age is the age at which your Retirement Income Builder (the defined benefit part of the scheme) become payable in full.

Your pension is a tax-efficient way of saving for the future as we provide a range of options that could help you manage your tax liability.

Yes, as you’ll already have received tax relief on your contributions.

Our daughter lives in Melbourne, Australia, and we plan to send as much time as we can there. But, so long as we have good health, we’ll be happy.

If you've stopped paying in, but not retired, this session covers what you need to know about.