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We use a variety of engagement methods, including meeting individually with the company or entity, collaboratively engaging alongside other investors, co-filing, or submitting shareholder resolutions or proposals, publicly engaging the entity, voting, and divesting or implementing an exit strategy.

We have been engaging closely with Capita since it first announced the cyber incident. Capita first formally informed USS of a personal data breach on Thursday 11 May 2023.

If you’re considering leaving USS, it’s worth having a think about the benefits you’ll be missing out on that are exclusive to members who are building their pension with us.

You can begin taking savings from your Investment Builder (defined contribution) pot anytime from age 55 (rising to 57 in 2028 for certain members) in a number of different ways, depending on your future plans. One option is to take cash payments, otherwise known as UFPLS.

Protecting the pension promises made to our members.

Our main objective is to help provide you with a secure financial future. In order for us to do this, we have a legal requirement to have a Statement of Investment Principles (SIP). We also have a supplementary Statement of Investment Principles specifically for the Default Lifestyle Option in the Investment Builder.

USS will ensure your loved ones are looked after if the worst were to happen.