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Taking your benefits and savings

Let’s see what you’ll get when you’re ready to start taking your benefits and savings

What would you like to take?

What you get will depend on what you’d like to access – whether it’s your Retirement Income Builder benefits, your Investment Builder pot, or both.

If you’re not sure what part of USS you’re in, visit how your pension works.

Keep tax in mind

Your pension will be taxed just like a regular income when you start taking it. If you’re thinking about what to take, there are different tax implications that may affect you. To find out about them, take a look at pension tax.

What to do next

Visit start taking your benefits for more on what you need to do when you’re ready to start taking some – or all – of what you’ve built up.

For important information on this guidance please see our key names and important information page.

Got a question?

Cash payment (UFPLS) application forms

Use these forms if you wish to apply to take cash payments from your Investment Builder pot.