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There could be a number of reasons why you're thinking of leaving USS. But whatever your reason, we're here to help you understand your options and what you need to do next.

There could be a number of reasons why you're thinking of leaving USS. But whatever your reason, we're here to help you understand your options and what you need to do next.

The pandemic has had a severe effect on the global economy, and so has affected growth forecasts. But even before the pandemic, the scheme was facing very challenging conditions.

If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.

Changes to USS pension benefits

Watch our videos to find out how the JNC’s proposed changes could affect your pension, if implemented.

Yes, because these benefits are based on your full salary – not just limited to your salary threshold .

I joined USS at the age of 16 on 2 October 1978 as a Pensions Administrator. In 1989, I became a Team Manager within the Pensions department. I flex-retired on 30 April 2019 and am now a Pensions Operations Support Technician.

The Joint Negotiating Committee (JNC) has a number of responsibilities. They're able to propose rule changes themselves, and they're in charge of approving any rule changes we or the Advisory Committee may suggest.