All our members join the Retirement Income Builder, the defined benefit part of USS. You can also build up extra savings in the Investment Builder, the defined contribution part. You can view your benefits and savings for both parts in My USS, but you might not see your Retirement Income Builder benefits until you get your first Annual Member Statement, usually in the autumn after you join. But don’t worry, you’re still building your benefits.
It might seem a long way off but the earlier you get on track the better – keep on top of what you’ve built up in My USS. If you want to save more or aren’t sure you’ll have enough, you can top up your savings by making additional contributions to the Investment Builder in My USS.
No matter how far off it seems, you’ll probably hit retirement with a few things still left on your bucket list – make sure you’ll be in a position to tick them off, by taking control of your planning in My USS.