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Understanding your options

It’s good to know what you could get in the future. So let’s take a look at what your benefits and options will be

Pension tax changes

The government has announced changes to pension tax allowances and charges, which may affect tax management measures that you’ve put in place or your savings decisions. Find out more in our pension tax update.

Making sense of your benefits and options

When it comes to retiring, there’s more to think about than just your pension. You might be wondering when you can actually start taking your benefits, or how tax will affect what you’ll get - we’re here to help you make sense of it all.

Watch our short video below to find out about your options at retirement, including how you can take your benefits or savings.

  • Your options at different ages and stages

    It’s good to be prepared so here are a few things to start thinking about

  • Using your Investment Builder pot

    Find out what you can do with any defined contribution savings you have with USS

  • What about tax?

    Let’s see how tax may affect how much you can save and what you get