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Choosing your investments

Find out what your Investment Builder options are so your savings can work for you

You can choose how and where your Investment Builder savings are invested

This means you can make sure your defined contribution savings work for you. There are two investment routes to choose from, both give you the choice to invest ethically:

  • Do It For Me Option

    You can let our team of experts manage your investments with the Do It For Me Option.

  • Let Me Do It Option

    You can make your own investment choices with the Let Me Do It Option.

Watch our video to get to grips with your options, then read more about the two investment routes below.

Choosing how to invest your savings

First choose which route you want to go down – whether you want to manage your investments yourself with the Let Me Do It Option, or if you want our team of experts to manage your investments for you with the Do It For Me Option. Pick a route below to see what you’ll need to do next.

Do It For Me

Let Me Do It

Need more help to decide which option is right for you? Our investment guide includes the pros and cons of each option. You’ll also find more detail on the funds available in our Quarterly Investment Report.

Watch our Target Retirement Age video and find out why it’s important to keep this up to date.

Need some advice or guidance?

The value of your Investment Builder savings can do down as well as up. If you want to seek guidance or take financial advice on your investment options or retirement decisions, visit our guidance and financial advice page. You’ll find a range of resources to support your planning and you can also find information on how to access an independent financial adviser.

Resources

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A guide to investing in the Investment Builder

Download
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Quarterly Investment Report

Download
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Ethical investment guidelines, available in My USS

Download
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Default Lifestyle Option Statement of Investment Principles

Download