Modelling and illustration tools

Use the range of USS modellers and tools to work out what your pension could be and consider your options.


USS benefit
illustrator

Use this illustrator if you are an active or prospective member and want to see an estimation of your retirement benefits. If you have funds in the USS Investment Builder then you can enter the current value of your funds into the benefit illustrator for use in the results. You can find out the current value of your funds by logging in to My USS.

A user guide is available here.

USS benefit illustrator >


Conversion tool for MPAVC
/ USS Investment Builder

Use this tool if you are an active or deferred member (no longer paying into the scheme) and you have either a Money Purchase AVC with Prudential or you have funds in the USS Investment Builder. This tool will show you what USS could provide if you used your fund to purchase extra benefits from USS.

Conversion tool for MPAVC / USS Investment Builder >


Annual allowance
modeller

Use this tool if you are an active member and you need to calculate an estimate of the annual allowance (AA) used up by your USS benefits over the 2017/18 and 2018/19 tax years.

Annual allowance modeller >


Deferred pension
increase modeller

Use this modeller if you are a deferred member (no longer paying into the scheme) and have a statement from USS to see what your USS Retirement Income Builder benefits could be at 65.

Deferred pension increase
modeller >

convert icon
Benefit
conversion tool

Use this tool if you are an active or deferred member (no longer paying into the scheme) and you've received a retirement quotation from USS. This tool will enable you to see the effects of taking either more or less tax-free cash than the quotation you've received.

Benefit conversion tool >


Scheme Pays
modeller

Use this modeller if you want USS to pay a tax charge on your behalf. This modeller provides an indication of the value of the deduction to be made from your USS benefits.

Scheme Pays modeller >