Modelling and illustration tools

Use the range of USS modellers and tools to work out what your pension may be and consider your options.

USS benefit illustrator

The benefit illustrator is designed to provide you with an estimate of your USS benefits at retirement.

If you have funds in the USS Investment Builder then you can enter the current value of your funds into the benefit illustrator for use in the results. You can find out the current value of your funds by logging in to my USS.

Click here to access the benefit illustrator* or view the USS Benefit Illustrator User Guide.

*You must use your new USS membership number to access the benefit illustrator. If you can not locate your member number please contact the Member Service Desk on 0333 300 1043 or a member of the pensions team at your employer.


The benefit conversion tool

This modeller is useful if you've just received a retirement quotation. Provide information from the quote and you can then vary the amount of pension or tax-free cash you take.

Click here to access the conversion tool.


Conversion tool for MPAVC or the USS Investment Builder

If you have a Money Purchase AVC fund (Prudential) or funds in the USS Investment Builder, and haven't yet retired, you can use this tool to work out what USS would provide if you used your fund to purchase extra benefits from USS.

Click here to access the tool.


Deferred pension increase modeller

If you have previously paid into USS, the 'deferred pension increase modeller' can be used in conjunction with the statement you received when you left, or a statement you may have received from USS since leaving the scheme. It allows you to calculate the value of your deferred pension at today's date, and to estimate the value at age 65 using an assumed rate of inflation of your choice.

Click here to access the deferred modeller.


Scheme pays modeller

If you’ve incurred a tax charge for exceeding your annual allowance, and you’d like USS to pay it on your behalf, this calculator provides an indication of the current value of the deduction to be made from your USS benefits.

Click here to access the scheme pays modeller.

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