You should not rely on this podcast when making decisions relating to USS. We strongly recommend that you take independent financial advice before making any decisions in relation to your pension. You can find further information about independent financial advice on our guidance and financial advice page. Please note that you may be charged a fee for any advice. You can also access guidance support, or if you want advice, find a financial adviser through MoneyHelper, which brings three government-backed financial guidance providers into one (Money Advice Service, The Pensions Advisory Service and Pension Wise). MoneyHelper is there to make your money and pension choices clearer. They offer impartial guidance that's backed by the government and free to use.
For the avoidance of any doubt, the podcast is not intended to constitute or provide you with financial advice. You should take any professional advice that you feel you need to understand the options available to you.
Unless expressly stated otherwise, the content of this podcast is for general guidance only, it does not represent any promise or guarantee as to the amount of benefit that may be received. It does not explain all situations or eventualities. If there is any difference between the information in this podcast and the trust deed and rules the latter shall prevail. Members are advised to check with their employer contact for the latest information regarding the scheme, and any changes that may have occurred to its rules and benefits.
Neither Universities Superannuation Scheme Limited nor any of their officers or employees accept any responsibility or liability for any loss, damage or inconvenience caused by action taken (or a decision not to take action) as a result of information provided by this podcast.