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If a member wants to take their Retirement Income benefits before the Normal Pension Age, their benefits may be reduced. We’ve listed the reductions that may apply in our guide.

This depends on the member‘s individual circumstances when they die. For more information, see the guide or what happens when you die.

The latest valuation will be based on a snapshot of the scheme on 31 March 2023 – but the process itself will run into 2024, as set out in our anticipated timetable. The legislative deadline for completing it is 30 June 2024 (15 months from 31 March 2023).

Universities UK is the body that represents the sponsoring employers in the scheme. These are the employers that provide the scheme to their employees. UUK’s role in the scheme, and in the valuation, is set out in the Scheme Rules and legislation.

Complete one form per MPAVC fund you wish to switch to the Investment Builder.

University and College Union (UCU) is an important stakeholder in our valuations, though the law and USS rules don’t give it the same formal role as UUK.

Complete this form to apply for EOO.

Modern slavery is a crime and a violation of fundamental human rights. It takes various forms, such as slavery, servitude, forced and compulsory labour and human trafficking, all of which have in common the deprivation of a person’s liberty by another in order to exploit them for personal or commercial gain.