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A deep dive into how the Retirement Income Builder has performed against the investment balanced scorecard.

Delivering value for money is a key focus for the scheme and our performance in this area is reviewed in depth by the Trustee Board on an annual basis

View our current and previous Report and Accounts and our member summary videos.

We have £67.6bn in assets and our in-house investment management team directly manages almost 70% of these. They invest in Private and Public Markets in a whole range of different assets across the world. By actively investing in such diverse markets, we have more opportunities to provide better returns to help towards your financial future.

This guidance document outlines USS’s environmental, social and governance position and approach to voting on the agenda items that are frequently proposed at UK shareholders’ meetings. This policy should assist company directors, investment managers and service providers to understand our views on these issues.

Allocation is giving up part of your entitlement to the pension payable to you on retirement to provide an annuity to be paid on your death to one or more beneficiaries. This factsheet is applicable to active members, former members and pensioners who retired before 6 April 2006.

You will be liable to pay a tax charge if the value of your benefits built up across all registered pension schemes over the tax year (known as your “Pension Input Period amount” or “PIP amount”) is greater than your Annual Allowance. This worksheet can help you to estimate the value of both your PIP amount in respect of your USS benefits and your Annual Allowance. Please ensure that you have read and understood the important information and disclaimer on page five before using the worksheet.

What happens to your contributions and benefits if you stop working for a while? There are two types of temporary absence – involuntary or voluntary absence.

Complete this form to request a copy of your personal data.