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If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.
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If you were a USS member before 2016, you would’ve built your benefits in a different way to how you do now with the Retirement Income Builder and the Investment Builder. And if you left USS and later re-joined, you may have built up a mixture of benefits.
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No, you can’t carry forward any unused MPAA from previous years. Find out more about the MPAA.
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Changes to USS pension benefits
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Watch our videos to find out how the JNC’s proposed changes could affect your pension, if implemented.
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37% of members over 55 years were not sure about decisions around their pension.
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Once you’ve left USS, you may be able to transfer your pension to any HMRC-registered scheme (if your new scheme allows it).
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If you've been paying into your pension with us for less than two years, here are examples of when you may be able to get a refund on your contributions.