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If you are retired and still have savings in the Investment Builder, you have some options on how to access and use these savings. You can take cash payments from us (known as Uncrystallised Funds Pension Lump Sums - UFPLS), use your pot to provide a flexible retirement income, known as flexi-access drawdown or use your pot to buy a guaranteed income for life, known as an annuity.

The value of your Investment Builder in the statement is as at 31 March 2025, so it’s worth also checking the current value of your Investment Builder savings which you can see in your My USS account.

The idea of divorce is likely to be a difficult time for most. There’s a lot of things you may need to consider. Your home. Your children. And your pension.

There are all sorts of things that can change with your job, which could impact your pension. These include changing employers, a promotion or changing your working hours, for example.

Investment decisions are based on a number of different data points, and we use our investment experience and expertise to determine how much weight to give all the information we have.

Understand your benefits and options as you take steps towards full retirement.

To help you keep planning for the future, it’s important to know what will happen to your benefits and savings when you die

The trustee publishes a wide range of documents on its website relating to its investment strategies, principles, beliefs, policies, and activities.

Market conditions at 31 March 2020 were extraordinary, fuelled by the initial impact of the Covid-19 pandemic on the global economy. But they were not universally negative for the valuation: asset prices crashed, increasing the deficit in respect of pensions already promised – but lower market prices meant the outlook for future investment returns was unusually high -lowering the ‘future service cost’